Stegner Associates LLC

Individual is for either an individual or a family. Those plans all renew January 1 and the only time to get those plans are during open enrollment, unless you have a qualifying event. 

Group insurance is if you have a group or business in place. Connecticut law is that you need a minimum of two people, some carriers require three, but minimum is two and the two people cannot be husband and wife. You can start a group plan whenever you’d like. 

Medicare is for people typically 65 years or older.

Short Term is used to bridge a gap in coverage before a major medical plan starts.Type your paragraph here.